Our main goal is to get you out of debt. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option. Our program is custom-built for each client’s current personal and financial situation and level of debt in order to make the process as quick and affordable for you.
We will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a counselor). Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be debt free.
When you have accumulated the necessary funds to settle with one of your creditors, we will contact the creditor to inform them of your interest in settling the current debt with them. Once settlement has been agreed, we will secure the settlement offer in writing from the creditor. With your authorization the funds will be dispersed from your trust account to the creditor immediately. As soon as the creditor receives the payment in full, you are free and clear of that debt forever.
What Debt May Qualify?
- Credit Cards
- Retail Store cards
- Medical Bills
- Personal Loans
- Other non-secured debt
Non-Qualifying Debt Includes:
- Home/Real Estate Loans
- Auto Loans
- Student Loans
- Other Secured Loans or Debts
- IRS Tax debts
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